Unlimited 2 points for every $1 spent on travel and dining purchases
Unlimited 1.5 points for every $1 spent on all other purchases
Up to $100 in Airline Incidental Credits annually
$95 annual fee waived for Preferred Rewards members
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APPLY TO BE A TESTER!Introducing the Bank of America Premium Rewards Credit Card, designed for savvy consumers living in the United States. Its robust rewards program caters to those who love earning points on everyday spending.
Beyond its enticing rewards system, you can savor the flexibility and benefits that come with it, making it a prime choice for frequent travelers and shoppers alike.
By offering straightforward rewards redemption and exceptional customer service, this card becomes an integral tool in managing your finances effectively.
The Bank of America Premium Rewards Credit Card offers unlimited 2 points for every $1 you spend on travel and dining.
This means every dinner out or hotel stay can quickly accumulate valuable points.
Imagine enjoying a family dinner or booking a vacation, knowing that each dollar spent earns you rewards.
These points can be redeemed for travel, cash back, gift cards, and more, enhancing the value of your spending.
This benefit is perfect for those who frequently travel or enjoy dining out.
With the Bank of America Premium Rewards Credit Card, you earn unlimited 1.5 points for every $1 you spend on purchases other than travel and dining.
Daily expenses like groceries, gas, and online shopping contribute to your rewards balance.
For instance, running errands or buying essentials becomes more rewarding as every dollar spent earns points.
The points collected can be used towards various rewards, adding extra value to your everyday expenditures.
This feature helps you maximize points on all purchases, big or small.
This benefit allows you to save money on travel-related expenses.
The credit applies to incidental fees such as seat upgrades, checked baggage, and in-flight snacks.
Each calendar year, you can receive up to $100 in reimbursements for these types of charges.
This can be a great way to reduce the overall cost of your travels, making your journeys more affordable.
Frequent travelers will find this perk particularly worthwhile, as it effectively lowers out-of-pocket costs.
The Bank of America Premium Rewards Credit Card comes with an annual fee of $95.
However, if you are a Preferred Rewards member, this fee is waived.
Becoming a Preferred Rewards member involves maintaining an eligible account with qualifying balances.
This fee waiver can offer a substantial savings, allowing you to retain more of your funds each year.
It's an attractive incentive for those who already benefit from the Preferred Rewards program.
Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on the our platform. Her goal is to empower readers with practical advice and strategies for financial success.